8 Keys To Increase Your Financial Mojo

I read a great article in my USAA magazine last night written by Jean Chatzky about the 8 traits it takes to be wealthy.

Here’s a static that blew my mind and I found VERY encouraging:

~ When you look at the top 30% of the population in terms of wealth,
9 out of 10 of them were not there a decade ago!

I thought that was amazingly encouraging news.  It tells me that the playing field has changed.  You don’t need to be from money to make money.  There are infinite new opportunities out there to create wealth and it is possible in a much shorter period of time than most of us think.  So dream big and know that you can make it happen.

Here are the 8 traits that you will need to help you along the way according to a recent survey that Jean conducted.

~ Optimism: Others are attracted to those that are happy and energetic.  Put out the good vibes and the opportunities start increasing.

~ Resilience:  We all have stumbling blocks on our path to success.  How fast to you get back up and get back at it?

~ Passion:The wealthy tend to switch jobs and careers less because they focus on things that they are passionate about.  It means they are more likely to bring their all to what they do which helps to propel them forward.

~ Connectedness: The wealthy are great connectors.  They reach out and get to know others and build a network of people around them so that they can always be connecting people with others.

~ Intuition:Do you ever have a gut feeling about something? That is your intuition talking to you and it usually has some pretty important things to say.  The better you are at hearing and listening to your intuition, the better decisions you will make.

~ Saving habitually:  Let’s face it, we predisposed to spend now and blow off later.  The wealthy understand the value of saving and having money automatically deducted from their check before they have a chance to spend it.

~ Investing: Investing is important and a great way to build wealth.  Be sure you have a strategy and are getting good advice along the way.

~ Gratitude:Materialism is obsession what you desire.  Gratitude is appreciating what you have.  Gratitude leads to happiness and ties back into optimism.  You have to be grateful for what you have before you can be open to receiving more.

Practice these each day and watch the changes that happen!


  1. Jeff Reynolds on June 15, 2010 at 11:16 am

    Great post Nicole! I look forward to reading more.

  2. Nicole Mangina on June 15, 2010 at 3:49 pm

    Thanks so much Jeff!

  3. Britt Michaelian on July 28, 2010 at 11:00 am

    Nicole, this is a great list! I love it and a great post for moms who want to start building wealth now. It is fascinating to look at those who have achieved success and see the qualities that have brought them to where they are. The hardest one on this list for me… saving! LOL
    Thanks for writing about a great topic!

    • Nicole Mangina on July 28, 2010 at 12:48 pm

      Thanks Britt!

      I hear you on the savings thing. At some point I decided that I would start saving ‘tomorrow’. 15 years later I am starting to realize that I need to turn tomorrow into today:)

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